List REO Bank Properties

Posted on August 18, 2009 by admin
This Could Potentially Be The NEXT BOOM Opportunity in Real Estatebecause $600 billion worth of mortgages will reset at higher interest payments in 2009 and 2010 causing millions and millions of foreclosures nationwide.

 

 

The real estate market all across our nation has changed in the past few years. Foreclosures are at all time highs and short sales flood the market. Many industry analysts believe this is only the beginning of a massive wave of foreclosure which is expected to hit the market in the coming years. In 2008 alone there have been over then 2.2 million foreclosures which is more then twice the amount in 2007. Industry experts and government officials believe over the next five years there will be millions of more facing foreclosure during these tough economic times.

The wave of foreclosures hitting the market now and in the foreseeable future is absolutely overwhelming financial institutions nationwide while they struggle to find agents who specialize in performing Broker Price Opinions also known as BPOs.

List Bank Reo Properties

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Short sale help

Posted on July 31, 2009 by admin

Free Short Sale Help!

Are you trying to “short sell” your home? I am currently helping Realtors & Homeowners get their short sales approved 30 days fast than industry average turn-times.

Why? Because I was helping, homeowners negotiate their short sales over 10 years ago, simple math will tell you that is a lot longer than we have all been hearing about short sales in the news.

Over the years, I have learned exactly what the banks are looking for, so by providing them with exactly what they are looking your chance of getting an approval becomes much greater and eliminates any and all going back and forth which can take months. This intellectual knowledge as proven me right time and time again when negotiating short sales and I’m willing to help all of you for free to get your short sales negotiated and closed.

What will we do? Short Sale Help 

I have now trained my team so that they are able to help you…They will do all preliminary searches on the property for you so that when the HUD is submitted it is accurate and not based on assumptions. We will help prepare your short sale package the right way prior to submission making sure everything is right and stacked properly. From there we will help with follow up, making sure that we maintain our position in line for review and provide answers to bank concerns in less than 24 hours.

If you would like more information about us helping you with your short sale, please contact us directly at 877-427-9696

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Don’t Go Late, make your mortgage payment

Posted on May 14, 2009 by admin

Why you shouldn’t go late if you don’t have to…

As a Real estate industry veteran i receive a lot of calls from friends, family and clients asking me what to do about there mortgage. I here, this attorney told me that if I’m late…I can get a mortgage modification….SHAME ON YOU ATTORNEY.

That is the furthest thing from the truth not to mention there is no guarantee your bank will modify you mortgage. First of all, part of one of Obama mortgage plans is to help home owners who are CURRENT on the mortgage yet fallen on hard times due to an overall weakening economy. So you don’t need to be late in order to receive a loan modification.

Here’s the reason I think you shouldn’t go late if you don’t have to…

In today’s mortgage market place it is very difficult to get a mortgage, so find value in the fact that you have one. Ask your self if you want to rent the rest of your life or try????? Even if your mortgage is slightly underwater pay it if you could, because once you stop paying you are not getting a conventional mortgage for a really long time. People are so caught up in what the heard is doing they forget to evaluate there own personal situations and just want to do what every one else is. Everyone is may not be in your situation or they didn’t deserve a house in the first place…If you feel you deserve a house PAY YOUR MORTGAGE.

 FL Refinance

If you can’t pay your mortgage, try a short Refinance before you go late. A short refinance basically allows you to negotiate your current refinance due to unfortunate circumstances and refinance into a new FHA loan with a lower payment.

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how much to offer on a house

Posted on May 14, 2009 by admin

Avoid getting caught up in the heat of the moment. You’re making a contract to purchase a home, which will legally bind you if the seller accepts. You also will submit a deposit with your offer, which is only refundable under certain conditions.

Do Your Research

Find out about:

  • Current market conditions. The more demand there is for housing, the more you can expect to pay. 
  • Prices of comparable homes sold in the area recently. The range varies, so get up-to-date figures. 
  • Current value of the home. Work with your agent to get a list of recent sales of similar properties in the neighborhood. 
  • The seller’s motivation. In cases such as divorce or relocation, the seller may settle for a lower price in exchange for a quicker sale. Questions to Ask the Seller. 

 

Prepare Your Offer

  • Always make an offer within your ability to pay.
  • To strengthen your offer, include a letter of pre-approval from a lender.
  • Attach standard contingencies, or conditions, to your offer.
  • You usually have to include a deposit with your offer, to be applied to the down payment if the deal goes through.

how much to offer on a house

Other Resources:

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How Much to offer on a House

Posted on March 27, 2009 by admin

Curious to know what to offer…

10 20% off the list price…click here How Much to offer on a House

This should help

Find out about:

  • Current market conditions. The more demand there is for housing, the more you can expect to pay. 
  • Prices of comparable homes sold in the area recently. The range varies, so get up-to-date figures. 
  • Current value of the home. Work with your agent to get a list of recent sales of similar properties in the neighborhood. 
  • The seller’s motivation. In cases such as divorce or relocation, the seller may settle for a lower price in exchange for a quicker sale. Questions to Ask the Seller. 

 

Prepare Your Offer

  • Always make an offer within your ability to pay.
  • To strengthen your offer, include a letter of pre-approval from a lender.
  • Attach standard contingencies, or conditions, to your offer.
  • You usually have to include a deposit with your offer, to be applied to the down payment if the deal goes through.

The seller may accept, reject or counter within hours or days, depending on the quality of your offer and the seller’s desire to sell. You can then accept the counteroffer or “counter the counter.” Once the seller accepts, a third party (a lawyer or an escrow or title company) completes the transaction with your lender.

Other Resources:

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Debt Settlement Programs

Posted on March 18, 2009 by admin

Not sure what Debt Settlement Program is right for you? Our Free Debt Analysis will help you decide.

What we do, we provide you with a comprehensive debt analysis for free…This includes mapping out a program that will work for you financially.

A good debt settlement program should work for you financially because it will give you a higher chance of becoming debt free.

Debt settlement programs that cause you to stretch to much may get you debt paid off faster but also have a much higher fall out rate which will only make you situation worse.

How does our credit card debt settlement program work?

Our primary objective is to negotiate with your creditors to settle each of your debts for less than the amount you otherwise would owe. We also can help with any calls from creditors that you may be receiving.

Click Here for our Debt Free Application it quick, short and most of all simple, just like our debt settlement program.

It’s Simple, we negotiate…You pay less, you become Debt Free!

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debt settlement services

Posted on March 16, 2009 by admin

Looking to settle credit card debt for less….Our Debt Settlement services can provide you with a free consultation.

During you free consultation you Will receive a debt analysis which will allow you understand what it takes to settle your credit card debt.

 Signs that you may need a credit card debt settlement?

 1. Unable to make minimum monthly payments

2. Receiving past due or late fees

3. Receiving over-limit fees

4. High Debt to Income Ratio

5. High interest rates

6. Receiving harassing collection calls 

If you are experiencing any of the above issues, we encourage you to fill out our Debt Relief Application and immediately learn what options you may have.

Remember, our consultation is free and services are very affordable.

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credit card debt relief

Posted on March 13, 2009 by admin

Need credit card Debt Relief? Liberty Debt advisers can help!

For Credit card Debt Relief free debt Analysis fill out the quick short form and one of our senior debt analysts will carefully review your credit card debt and advise you of the best debt relief options available to you.

When a senior Debt analysis expert goes through your current debt obligation they can quickly identify which of your debtors will be willing to work with you and get you immediate results.

Whats important to you is that you will save money each month and get on your way to fixing your credit debt issue all at once. The senior debt advisor will map out a complete plan for you…

That makes sense! Not credit card debt relief program that you can not afford, our goal is to make sure you stay in the program.

Lets get started click here and fill out our quick form so one of our Senior debt advisers can start working for you. Debt Relief Form

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FHA Loans Florida

Posted on March 2, 2009 by admin

FHA Loans will help Florida recover from it’s current real estate woes. Future Homeowners get to take advantage of tax credits with this type of loan.

There are many companies that are writing FHA Loans Florida one particularly is TLG.

FHA Loans allow borrowers to buy homes with as little as a few percent down and lock in very low historic interest rates.

The Federal government realized that the only way out of this is to get people buying again and with home prices back down to being more affordable then it is to rent, homeowners are really starting to come back to the market.

There are many First time Home buyer Loans with down payment assistance out there as well, so do your research to see what you may qualify for. We learned this after speaking to one of the Loan Specialist at TLG she commented on some city grant programs.

For some FHA Loans maybe the answer to First time home-ownership, for others the opportunity to get back in a house that they may of lost from being on hard times. FHA Loans underwriters understand people who fell on hard times so don’t say to your self I will never get approved…You will be surprised what we have learned, People with credit scores down to a 530 getting approved.

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BEST Florida Mortgage Rates

Posted on December 6, 2008 by admin

Looking for the BEST Florida Mortgage rates….Try TLG.

You can call them Directly at 1-866-938-0550 ask one of there loan officers for a good faith estimate for your next home purchase or refinance.

When shopping around for mortgage rates make sure you understand that no rate is guaranteed until you are approved. Loan Officers tend to say you have a rate when in reality until you are approved your rate isn’t usually locked.

Work with someone who explains to you how this works….There is nothing to hide when you are working with a broker, they have to disclose everything so just ask questions.

Where as when you get a rate from a bank you never get to see what the person is making because they dont have to disclose this information to you.

Mention this blog when you call and tell them you want an appraisal credit at closing…They usually will work with you on that.

Best Florida mortgage rates

 

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