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	<title>Save Florida Homes</title>
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		<title>What is a Real Estate Short Sale?</title>
		<link>http://www.savefloridahomes.org/index.php/2011/07/what-is-a-real-estate-short-sale/</link>
		<comments>http://www.savefloridahomes.org/index.php/2011/07/what-is-a-real-estate-short-sale/#comments</comments>
		<pubDate>Sun, 31 Jul 2011 12:02:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.savefloridahomes.org/?p=80</guid>
		<description><![CDATA[What is a Real Estate Short Sale? A real estate short sale is when the your mortgage bank/servicer’s investor has agreed to take less than what is owed. A short sale is a foreclosure alternative. The Short Sale Guide will take &#8230; <a href="http://www.savefloridahomes.org/index.php/2011/07/what-is-a-real-estate-short-sale/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.whatisashortsale.org/" title="What is a short sale?">What is a Real Estate Short Sale?</a></p>
<p><span style="font-family: Arial, Helvetice, Verdana, sans-serif; font-size: 14px; line-height: 22px" class="Apple-style-span">A real estate short sale is when the your mortgage bank/servicer’s investor has agreed to take less than what is owed.</span></p>
<p><span style="color: #7a7a7a; font-family: Arial, Helvetice, Verdana, sans-serif; font-size: 14px; line-height: 22px" class="Apple-style-span"></span></p>
<p style="padding-top: 0px; padding-right: 0px; padding-bottom: 1.5em; padding-left: 0px; margin: 0px">A short sale is a foreclosure alternative.</p>
<p style="text-align: center"><strong><a href="http://www.whatisashortsale.org/download-guide/"><img src="http://www.whatisashortsale.org/wp-content/uploads/2011/01/free-short-sale-guide.jpg" class="aligncenter size-full wp-image-295" style="border-style: initial; border-color: initial; border-width: 0px" title="free-short-sale-guide" width="250" height="250" /></a></strong></p>
<p><span style="color: #000000"><strong>The Short Sale Guide will take you through the steps of a short sale</strong></span>. Great for Realtor &amp; Homeowners&#8230;You&#8217;ll learn how to prepare for a short sale and what steps to take to apply for a HAFA short sale the government short sale. In the guide, you will find insider tips on how to save time throughout short sale process.</p>
<p>Learn what to expect from the bank.</p>
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		<title>Realtor Professionalism, where?</title>
		<link>http://www.savefloridahomes.org/index.php/2010/12/realtor-professionalism-where/</link>
		<comments>http://www.savefloridahomes.org/index.php/2010/12/realtor-professionalism-where/#comments</comments>
		<pubDate>Wed, 22 Dec 2010 11:50:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.savefloridahomes.org/?p=57</guid>
		<description><![CDATA[Or at least what has happened to the way we treat each other, and our clients. Today I am a bit sad and questioning my profession a bit, even though I know in my heart that I am real good &#8230; <a href="http://www.savefloridahomes.org/index.php/2010/12/realtor-professionalism-where/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><span style="font-family: Times New Roman;">Or at least what has happened to the way we treat each other, and our clients. Today I am a bit sad and questioning my profession a bit, even though I know in my heart that I am real good at what I do and will be fine and full of vigor tomorrow.</span></p>
<p><span style="font-family: Times New Roman;">I am sad for my client who has fallen victim to a selling agent that is being fed foreclosurers by banks who are failing to notice that in my opinion a huge number are selling to her own clients.</span></p>
<p><span style="font-family: Times New Roman; color: #b85b5a;"><a title="Fort Lauderdale Condos" href="http://www.fortlauderdalegroup.com">Fort Lauderdale Condos </a></span></p>
<p><span style="font-family: Times New Roman;">My client lives next door to this home, he is renting and wanted to buy the home next door. We attempted over and over again to contact the bank that owned the property. For months we got nowhere.</span></p>
<p><span style="font-family: Times New Roman;">When the agents sign went up in the window we immediately called. For weeks we were unable to find it in the MLS. We were told that the foreclosure had been pulled back by the bank and they were waiting an update. They took my number, but never called me back.</span></p>
<p><span style="font-family: Times New Roman;">The property appeared on the MLS. My client and I were there on day one, over three weeks ago and wrote the offer, with an escrow check and a preapproval letter. It was downloaded into her online order system, we received confirmation, and that was the last we heard.</span></p>
<p><span style="font-family: Times New Roman;">We were told they take no phone calls, we also know from experience they do not answer emails, simply go online and check. Well as of this minute it reads “submitted waiting response”, the same thing it has read for three weeks.</span></p>
<p><span style="font-family: Times New Roman;">This morning I requested another showing via her online system, it confirmed and gave me the lockbox code. My initial plan of the day was to speak to my client about raising the offer far above asking price. The code to enter the property was wrong. Within an hour my client called that he was sitting in his home watching the home next door be inspected, he had just met the buyer.</span></p>
<p><span style="font-family: Times New Roman;">The property is still active on our MLS, her website shows 180 active listings even though the MLS shows only 40, our offer is still “submitted waiting responce”.</span></p>
<p><span style="font-family: Times New Roman;">I am not sad about the deal I have lost, I think my buyer will stick with me. I am sad that some Realtors have lost touch with professionalism so much that they can’t even contact an agent back. If she had a higher offer simply, say so. I am suspect on never receiving the “highest and best” request. <a title="Fort lauderdale real estate " href="http://www.ftlrealestate.com"><span style="color: #b85b5a;">Fort Lauderdale Real Estate</span></a></span></p>
<p><span style="font-family: Times New Roman;">At this point I have asked the agent to call me by Monday afternoon, at that point I may approach the board of Realtors, I am finding this entire situation embarrassing for all parties concerned.</span></p>
<p><span style="font-family: Times New Roman;">Any thoughts. …?</span></p>
<p><span style="font-family: &quot;Arial&quot;, &quot;sans-serif&quot;; font-size: 10pt;"> </span><span style="font-family: &quot;Arial&quot;, &quot;sans-serif&quot;; font-size: 10pt;"> </span></p>
<p class="MsoAutoSig" style="margin: 0in 0in 0pt;"><span style="font-family: Times New Roman;">Eric Miller </span></p>
<p class="MsoAutoSig" style="margin: 0in 0in 0pt;"><span style="font-family: Times New Roman;">Broker Associate</span></p>
<p class="MsoAutoSig" style="margin: 0in 0in 0pt;"><span style="font-family: Times New Roman;">Keller Williams Realty Professionals</span></p>
<p class="MsoAutoSig" style="margin: 0in 0in 0pt;"><span style="font-family: Times New Roman;">(954) 383-8170</span></p>
<p class="MsoAutoSig" style="margin: 0in 0in 0pt;"><span style="font-family: Times New Roman;">visit us on the web at </span><a href="http://www.ftlrealestate.com/"><span style="font-family: Times New Roman; color: #0000ff;">www.FTLRealEstate.com</span></a><span style="font-family: Times New Roman;"> and </span><a href="http://www.fortlauderdalegroup.com/"><span style="font-family: Times New Roman; color: #0000ff;">www.FortLauderdaleGroup.com</span></a><span style="font-family: Times New Roman;"> </span></p>
<p class="MsoAutoSig" style="margin: 0in 0in 0pt;"> </p>
<p class="MsoAutoSig" style="margin: 0in 0in 0pt;"><span style="font-family: Times New Roman; color: #b85b5a;"><a title="Best Title Rates - quick title insurance quote" href="http://www.assureamericatitleinsurance.com">Title Insurance Quote</a></span></p>
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		<title>Fort Lauderdale Real Estate News</title>
		<link>http://www.savefloridahomes.org/index.php/2010/11/fort-lauderdale-real-estate-news/</link>
		<comments>http://www.savefloridahomes.org/index.php/2010/11/fort-lauderdale-real-estate-news/#comments</comments>
		<pubDate>Tue, 02 Nov 2010 12:52:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[fort lauderdale real estate news]]></category>

		<guid isPermaLink="false">http://www.savefloridahomes.org/?p=56</guid>
		<description><![CDATA[Selling a Florida Condo – It’s different than Selling a Single Family Home When you are thinking about selling a condominium one of the first things to think about are some of the differences involved in selling a condominium compared &#8230; <a href="http://www.savefloridahomes.org/index.php/2010/11/fort-lauderdale-real-estate-news/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><strong>Selling a <a title="Eric Miller Real Estate Fort lauderdale Group" href="http://www.fortlauderdalegroup.com">Florida Condo</a> – It’s different than Selling a Single Family Home </strong></p>
<p>When you are thinking about selling a condominium one of the first  things to think about are some of the differences involved in selling a  condominium compared to selling a single family home. Many Realtor will  tell you “sign calls” are a valuable source of finding buyers for a  property. When it comes to most condominiums this valuable source of  buyers disappears. So now it becomes even more important to listen to  your Realtor marketing plan for your property and especially their plan  for attracting buyers.</p>
<p><a title="Fort lauderdale Real Estate News" href="http://www.fortlauderdalerealestatenews.com">Fort Lauderdale Real Estate News</a></p>
<p>When selling a condominium there are two things that are being sold.  The buyer must be sold on the building or condominium association as  well as the individual condominium. Make sure you and your realtor have  all the association facts ready to go.  A buyer who receives quick and  accurate answers to all their questions is a buyer who feels secure  about making a decision. An original brochure from the community can be  very helpful, newsletters, and recent condominium announcements will also  help a buyer feel secure.</p>
<p>Condominium association rules and regulations are an important part  of the process. Bringing a buyer with pets to a community that has pet  restrictions is not in anyone’s best interest. Knowing the rules and  regulations and having them available for your Realtor will help  your Realtor promote the condominium to buyers who want rules and  regulations consistent with the property you are looking to sell. The  more information you provide the easier it will be to make sure that the  people viewing your home are the ‘ready, willing and able” buyers for  your condominium unit.</p>
<p><a title="Assure America Title Insurance Company provides Florida Title Insurance Company" href="http://www.assureamericatitleinsurance.com" target="_self">Florida Title Company</a></p>
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		<item>
		<title>Fort Lauderdale Real Estate</title>
		<link>http://www.savefloridahomes.org/index.php/2010/09/fort-lauderdale-real-estate/</link>
		<comments>http://www.savefloridahomes.org/index.php/2010/09/fort-lauderdale-real-estate/#comments</comments>
		<pubDate>Tue, 14 Sep 2010 11:45:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.savefloridahomes.org/?p=54</guid>
		<description><![CDATA[About the Author Fort Lauderdale Realtor, Eric Miller is a broker associate /owner with Keller Williams Realty in Fort Lauderdale. Eric Miller and Associates is an award winning team of Ft. Lauderale realtors and can be found on line Fort &#8230; <a href="http://www.savefloridahomes.org/index.php/2010/09/fort-lauderdale-real-estate/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt"><span><span style="font-family: Times New Roman;">About the Author</span></span></p>
<p><span style="font-size: 10pt"><span style="font-family: Times New Roman;">Fort Lauderdale Realtor, Eric Miller is a broker associate /owner with Keller Williams Realty in Fort Lauderdale. Eric Miller and Associates is an award winning team of Ft. Lauderale realtors and can be found on line </span><a title="Fort Lauderdale Group" href="http://www.FortLauderdaleGroup.com"><span style="font-family: Times New Roman;">Fort</span> Lauderdale Group</a><span style="font-family: Times New Roman;">.<br />
Thinking about purchasing a home in the Fort Lauderdale area Eric Miller provides complete access to all listed homes at </span><span style="font-family: Times New Roman;"><a title="Eric Miller Fort lauderdale homes for sale" href="http://www.FortLauderdaleGroup.com ">Fort Lauderdale Homes for sale</a></span><span style="font-family: Times New Roman;">.  Thinking about a Fort Lauderdale Condominium, you can every Ft. Lauderdale condo for sale at, </span><a title="Fort Lauderdale Condominiums" href="http://www.FTLRealEstate.com"><span style="font-family: Times New Roman;">Ft. Lauderdale Condominiums for sale</span></a><span style="font-family: Times New Roman;">. Eric and his team have worked in the  Fort Lauderdale Real Estate market for over ten years where Eric was a top agent at Prudential prior to joining Keller Williams.</span></span></p>
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		<item>
		<title>HAMP and HAFA Prep Course</title>
		<link>http://www.savefloridahomes.org/index.php/2010/08/hamp-and-hafa-prep-course/</link>
		<comments>http://www.savefloridahomes.org/index.php/2010/08/hamp-and-hafa-prep-course/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 11:40:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[HAMP HAFA Prep Course]]></category>

		<guid isPermaLink="false">http://www.savefloridahomes.org/?p=53</guid>
		<description><![CDATA[Understanding HAMP, HAFA &#38; Short Sale What is a short sale?     e Inside contacts for banks and service&#8217;s Insider secrets to getting your deals done The Short Sale Process How to think like a lender/servicer Save time, make &#8230; <a href="http://www.savefloridahomes.org/index.php/2010/08/hamp-and-hafa-prep-course/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><strong>Understanding HAMP, HAFA &amp; Short Sale</strong></p>
<p><strong><a href="http://www.whatisashortsale.org">What is a short sale?</a></strong></p>
<div>
<table style="height: 262px;" border="0" width="408">
<tbody>
<tr>
<td valign="top"> </td>
<td width="302" align="center" valign="top"> </td>
</tr>
</tbody>
</table>
<p>e</p></div>
<ul>
<li>
<div>Inside contacts for banks and service&#8217;s</div>
</li>
<li>
<div>Insider secrets to getting your deals done</div>
</li>
<li>
<div>The Short Sale Process</div>
</li>
<li>
<div>How to think like a lender/servicer</div>
</li>
<li>
<div>Save time, make money and learn of all the options</div>
</li>
</ul>
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		<item>
		<title>Real Estate Negotiation School</title>
		<link>http://www.savefloridahomes.org/index.php/2010/07/real-estate-negotiation-school/</link>
		<comments>http://www.savefloridahomes.org/index.php/2010/07/real-estate-negotiation-school/#comments</comments>
		<pubDate>Wed, 07 Jul 2010 11:48:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[real estate negotiation school deidre newton]]></category>

		<guid isPermaLink="false">http://www.savefloridahomes.org/?p=52</guid>
		<description><![CDATA[what is a short sale Short Sale Realtor]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.whatisashortsale.org">what is a short sale</a></p>
<p><a href="http://shortsalerealtors.whatisashortsale.org/">Short Sale Realtor</a></p>
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		<title>Solar Energy Site Criteria Developers</title>
		<link>http://www.savefloridahomes.org/index.php/2010/06/solar-energy-site-criteria-developers/</link>
		<comments>http://www.savefloridahomes.org/index.php/2010/06/solar-energy-site-criteria-developers/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 12:30:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.savefloridahomes.org/?p=51</guid>
		<description><![CDATA[Solar Grounds providing a complete no cost to end user Solar Solution to it&#8217;s clients&#8230; Click&#8230; Solar Development If you meet the below criteria, talk to Solar Grounds about having a site developed on your grounds Solar Site Criteria - &#8230; <a href="http://www.savefloridahomes.org/index.php/2010/06/solar-energy-site-criteria-developers/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Solar Grounds providing a complete no cost to end user Solar Solution to it&#8217;s clients&#8230;</p>
<p>Click&#8230; <a title="Solar Grounds is a co cost solution to obtaining solar energyu for your school or business" href="http://www.solargrounds.com">Solar Development</a></p>
<p>If you meet the below criteria, talk to Solar Grounds about having a site developed on your grounds</p>
<h2 id="post-46">Solar Site Criteria</h2>
<p><!--post with more link --><span style="color: #ffffff;">-</span><br />
Location:</p>
<ul>
<li>MA, MD, NJ, PA, DE, NC, SC, TN,GA, MS, AL, KY, AZ, CA, OR, CO</li>
</ul>
<p>System Type:</p>
<ul>
<li>Ground mount</li>
<li>Roof mount</li>
</ul>
<p><em><span style="color: #ff0000;">*</span>System types vary by State and Utility company requirements</em></p>
<p>Size:</p>
<ul>
<li>Minimum 1 acre for Ground mount</li>
<li>Minimum 25,000 sq. ft. for Roof mount</li>
</ul>
<p>Required Information for Site Evaluation:</p>
<ul>
<li>The site address and legal owner information</li>
<li>Site specific information (please provide as much detail as possible)</li>
<li>For rooftop installations – available square footage, material, condition, obstructions</li>
<li>For ground installations – parcel size, access, distance from meter, has site been cleared</li>
<li>12 month’s most recent electric utility bills</li>
<li>Name of the utility currently providing power to the site</li>
<li>General description of site operations</li>
</ul>
<p><strong>The preliminary project modeling  process takes approximately 2 weeks.</strong></p>
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		<title>Struggling Florida?</title>
		<link>http://www.savefloridahomes.org/index.php/2010/04/struggling-florida/</link>
		<comments>http://www.savefloridahomes.org/index.php/2010/04/struggling-florida/#comments</comments>
		<pubDate>Thu, 29 Apr 2010 11:04:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.savefloridahomes.org/?p=50</guid>
		<description><![CDATA[Like the rest of Florida residents, a good portion has been struggling with high mortgage debt on undervalued properties. It&#8217;s important to know &#8220;you have options&#8217; 1. Get a free credit card debt analysis at Credit Card Debt Reduction they &#8230; <a href="http://www.savefloridahomes.org/index.php/2010/04/struggling-florida/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Like the rest of Florida residents, a good portion has been struggling with high mortgage debt on undervalued properties.</p>
<p>It&#8217;s important to know &#8220;you have options&#8217;</p>
<p>1. Get a free credit card debt analysis at <a title="debt relief at it best, get a credit card debt reduction" href="http://www.newstartdebtrelief.com" target="_self">Credit Card Debt Reduction </a>they will provide you with a program that can have youout of credit card debt in a little as 9 months</p>
<p>2. If your home is in any stage of foreclsoure you should highly consider a short sale as it is a much better option and wiull help save your credit for futire purchases go to <a title="what is a short sale" href="http://www.whatisashortsale.org">What is a short sale</a> and learn.</p>
<p>3. Are you current on your mortgage but cannot refinance due to your homes value try and short pay refinance, believe it or not there are some loan servicing companies that willtake less than what you know. find out more here: <a title="Short pay refinance from paticipating lenders" href="http://www.savefloridahomes.org/wp-admin/http/www.southfloridamortgagesrefinancingrefinancehomeloans.com" target="_self">Short Pay Refinance</a></p>
<p>4. Have to sell and quick got to Sell First Realty at <a title="Homes fore sale in boca raton by sell first realty" href="http://www.homesforsaleinbocaratonflorida.com" target="_self">Homes for sale in Boca Raton Florida</a></p>
<p>�</p>
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		<title>homes for sale in boca raton florda</title>
		<link>http://www.savefloridahomes.org/index.php/2010/04/homes-for-sale-in-boca-raton-florda/</link>
		<comments>http://www.savefloridahomes.org/index.php/2010/04/homes-for-sale-in-boca-raton-florda/#comments</comments>
		<pubDate>Sat, 24 Apr 2010 00:35:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Whether you are buying a beach front estate or selling a condominium  in Boca Raton Florida you need a Real Estate Agent to assist you.   However, you should consider to be assisted by our Agents at SellFirst Realty.   &#8230; <a href="http://www.savefloridahomes.org/index.php/2010/04/homes-for-sale-in-boca-raton-florda/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: Calibri;">Whether you are buying a beach front estate or selling a condominium  in Boca Raton Florida you need a Real Estate Agent to assist you. </span></p>
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<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: Calibri;">However, you should consider to be assisted by our Agents at </span><strong><span style="font-family: 'Verdana','sans-serif'; color: #1e5c8f; font-size: 13.5pt;">Sell</span></strong><em><span style="font-family: 'Verdana','sans-serif'; color: #7bc143; font-size: 13.5pt;">First</span></em><span style="font-family: Calibri;"> Realty. </span></p>
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<p><span style="font-family: Calibri;">We provide state-of-the-art technological support and marketing innovations.</span></p>
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<p><span style="font-family: Calibri;">Visit </span><a title="homes for sale in boca raton florida" href="http://www.homesforsaleinbocaratonflorida.com/"><span style="font-family: 'Verdana','sans-serif';"><span style="color: #b85b5a;">Homes For Sale in Boca Raton Florida</span></span></a></p>
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<p><span style="font-size: 12pt;"><span style="font-family: Calibri;"> </span></span><span style="font-size: 12pt;"><span style="font-family: Calibri;">Plus, our nationwide title and mortgage network allow us to offer a one stop client friendly service</span></span></p>
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		<title>FHA short sales, get paid to move</title>
		<link>http://www.savefloridahomes.org/index.php/2010/04/fha-short-sales-get-paid-to-move/</link>
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		<pubDate>Sun, 18 Apr 2010 16:47:28 +0000</pubDate>
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		<description><![CDATA[FHA Short Sales…Get Paid to Move out! The U.S. Housing and Urban Development (HUD) is helping borrower (s) move from their home with a program called Pre-Foreclosure Sale (PFS Program). This program allows borrowers who have fallen short on their &#8230; <a href="http://www.savefloridahomes.org/index.php/2010/04/fha-short-sales-get-paid-to-move/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p class="entry"><strong>FHA Short Sales…Get Paid to Move out!</strong></p>
<p>The U.S. Housing and Urban Development (HUD) is helping borrower (s) move from their home with a program called Pre-Foreclosure Sale (PFS Program). This program allows borrowers who have fallen short on their payments and are now in pre-foreclosure sell their homes short of what they owe.</p>
<p>Basically, how the program works is if you meet certain criteria set forth by HUD…HUD will perform a new appraisal of your home and accept roughly 88% of the current homes value satisfying he old mortgage note.<br />
<strong><br />
Key Factors are: </strong></p>
<p>• Borrowers/Sellers will receive cash incentive of up to $1,000<br />
• The Mortgagee (your lender) or HUD will not pursue the borrower for a deficiency judgment<br />
• Borrowers/Sellers must professionally &amp; actively market property for up to 3 months which will delay any foreclosure proceedings.<br />
• Must have a marketable title, title search must be performed and all liens should be cleared/discharged prior to closing<br />
• Borrower can be current at time of submission but must be delinquent by at least 30 days prior to the closing<br />
• Property values are determined by an FHA certified appraiser, using a “as-is” Fair Market Value (FMV)<br />
• Mortgagor/Sellers must maintain property in “ready to show” condition<br />
• Mortgagee/ lender must respond within 5 working days from receipt of the executed contract</p>
<p><strong>Eligibility:</strong><br />
• The property must be owner-occupied, no “walk-a ways” or investment properties. Exceptions: when it is verifiable that the need to vacate was related to the cause of default (job loss, transfer, divorce, death), and the subject property was not purchased as rental investment, or used as a rental for more than 18months.</p>
<p>• The Mortgagor must be 31 days or more delinquent at the time of the Pre-foreclosure Sale closing.</p>
<p>• The Mortgagor must provide documentation substantiating a reduction in income or an increase in living expense, and documentation that verifies the Mortgagors need to vacate the property (if applicable).</p>
<p>For more information call 1-877-427-9696</p>
<p><strong>Contributers</strong></p>
<p><a href="http://www.assureamericatitleinsurance.com/"><span style="color: #b85b5a;">Short Sale Title Company</span></a></p>
<p><a href="http://www.whatisashortsale.org/"><span style="color: #b85b5a;">What is a Short Sale</span></a></p>
<p><a title="short sale realtor" href="http://www.sellfirstrealty.com/"><span style="color: #0066cc;">Short Sale Realtor</span></a></p>
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