The mortgage industry has definitely consolidated but that doesn’t mean mortgage professionals are not competing for your business. We found one Florida Refinance company that has actually increased there market share last month.
When asked what there focus was “FHA…FHA is the way to go” I guess there writing FHA loans. In our opinion FHA is the way to go because we don’t want to see people in homes they cant afford and with FHA’s approval process, they make sure you can afford the mortgage payment yet will approve someone with less the perfect credit. In our book that’s a win win for everyone and sure fire way to prevent this kind of mortgage mess again.
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